Toronto Car Accident Lawyer

Being involved in a car crash can be terrifying and traumatizing. But the impact can extend far beyond the psychological impact. It is not uncommon for serious auto wrecks to produce devastating injuries, including paralysis, traumatic brain damage, third-degree burns, bone breaks, and spinal damage, among others.

If you find yourself suffering from a severe car accident injury, you may be able to hold the person or persons who are to blame for your injuries accountable for their negligence. Talk to a Toronto car accident lawyer today.

At Jasmine Daya & Co., we are dedicated to fighting for the rights of injury victims across Toronto and its surrounding cities. We will do everything possible to obtain the compensation that you are entitled to so you aren’t further burdened by a mountain of expenses related to your injuries on top of the physical and emotional damages you are probably already struggling to cope with.

Fault in Toronto Car Crashes

When you are pursuing a lawsuit for losses you sustained in a motor vehicle accident, establishing fault is critical to the success of your case. In Toronto car accidents, there are some parties that are frequently the subject of such lawsuits.

First is the driver, whose negligence often plays a role. Mistakes and judgement errors made by drivers are a major cause of car accidents across Ontario, whether it be due to drunk driving, speeding, drowsy driving, distracted driving, and other aggressive driving practices, such as following too closely, running traffic lights, or exhibiting road rage.

There is also the possibility that there was a malfunction in one or several of the involved vehicles. When this happens, parts manufacturers and auto makers alike could be found liable for the injuries caused by their defective vehicles or vehicle parts.

If the Toronto roads themselves are dangerous due to large potholes, missing signs, or other roadway hazards, the Toronto Transportation Services Division (TTSD) could be responsible for providing you with compensation if they failed to make necessary repairs in a timely manner.

What to Expect When Dealing with the Insurance Company

Unfortunately, dealing with the insurance company is usually a necessary part of the accident claims process. You will typically file a claim with the insurance company in order to secure compensation for certain types of damages. Ontario is a no-fault province, which means you will file a claim with your own auto insurer to secure the compensation you’re entitled to.

However, just because you’ll be working with your own insurance company doesn’t mean the insurer is going to be willing to settle your claim. In fact, you should prepare to deal with some pushback from the insurer, as they will be losing money if they are obligated to settle your claim.

It is, sadly, a common occurrence for the insurance company to take steps to protect their profits. If that means manipulating a statement you gave to make you appear at fault for the accident, or making you an insultingly low offer, they may do it.

The good news is that you’ll have been required by Ontario law to carry accident benefits insurance as part of your auto insurance policy. This will provide certain benefits to injury victims, regardless of who is at fault for the accident. These benefits could include:

• Costs of hiring a caregiver if you cannot care for yourself
• Income replacement benefits of up to 70 percent of your gross wages (non-earners benefits)
• Funeral and burial costs in cases of wrongful death
• Medical services
• Property damage
• Housekeeping and maintenance

Though these benefits are available to you, it is important to note that the insurance company may not cover the full impact of your losses. Any remaining losses will need to be sought after through a car accident lawsuit so you can achieve maximum compensation for your suffering in Toronto.

Seek Maximum Repayment of Your Personal Damages

One of the main reasons to file a personal injury lawsuit after being involved in an auto accident is because the personal and financial losses have become too much to bear. There are many different types of losses that you may be able to recover in your accident claim, including:

• Loss of enjoyment of life
• Costs of repairing or replacing your vehicle
• Loss of income
• Pain and suffering
• Housekeeping and personal care
• Diminished quality of life
• Emotional distress
• Child care assistance

These are just a few of the most common types of damages you could recover in your claim. If you have suffered in other ways, you can speak with your Toronto lawyer in greater detail to determine how much you may be able to recover for the damages you have endured.