The Blog
Choosing the right law firm: Q&A with Toronto’s top lawyers
Why do you choose to practice in personal injury law? When I graduated from Queen’s Law, I knew I wanted to be a civil litigator advocating for clients in the...
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Late Submission of an Application for Accident Benefits (OCF-1)
15/05/19If you are injured in a motor vehicle accident, Ontario’s Statutory Accident Benefits Schedule, or “SABS” for short, provides you with access to a number of benefits known as “accident benefits”. Accident benefits under the SABS include, but are not...
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Insurance Companies Must Act in Good Faith in the Accident Benefits Context
4/03/19When a person is injured in a motor vehicle accident in Ontario, they become entitled to receive accident benefits. Accident benefits are part of Ontario’s no fault car insurance scheme. Regardless of fault, an injured person will be entitled to...
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What is an “Automobile Accident” and Why Does it Matter?
12/12/18Let’s start with why you should care. Our firm is frequently consulted by people injured in what are unquestionably motor vehicle accidents: rear-end, t-bone and pedestrian accidents being most common. However, I’m often consulted by clients involved in accidents that...
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Which Insurer for Accident Benefits? Insurance Priority Disputes in MVA Claims
20/11/18A common issue for individuals involved in car accidents is deciding which insurance company to apply to for accident benefits. Priority disputes arise when there are multiple policies that might respond to the accident benefits claim. The following is the...
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Case Commentary – Non-Earner Benefits Are Payable Despite Return to Work
9/03/18The Financial Services Commission of Ontario (FSCO) ruled that a claimant could still receive non-earner benefits after a motor vehicle accident, despite having returned to his pre-accident employment. Claiming non-earner benefits after a car accident Anyone that is injured in...
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Claiming Non-Earner Benefits After a Car Accident
9/02/18Last month, we covered two types of weekly benefits available through the statutory accident benefits regime: income replacement and caregiver benefits. A third, non-earner benefit may be available to anyone that is severely injured in a car accident, but does...
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Claiming Caregiver Benefits After a Car Accident
12/01/18In recent posts, we reviewed Ontario's no-fault accident benefits insurance for automobile accidents, and the availability of income replacement benefits to accident victims. If you were providing care to a child, or dependent adult, at the time that you were...
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Case Commentary – How Self-Employment Impacts Income Replacement Benefits
5/01/18If you are seriously injured in a car accident, you may be unable to work, and eligible to claim income replacement benefits as part of your accident benefits coverage. These benefits are intended to provide some compensation for lost wages...
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Claiming Income Replacement Benefits (IRB) After a Car Accident
29/12/17After a car accident, injured victims have access to statutory accident benefits through their own vehicle's insurance provider, or the insurer of the vehicle that hit them. If you are seriously hurt after an accident and are unable to return...
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How Accident Benefits Coverage Works in Ontario
22/12/17Every automobile insurance policy in Ontario includes accident benefits coverage. This provides compensation for injuries suffered by drivers, passengers and other road users in an automobile accident, regardless of who is responsible or "at fault." This post will provide an overview...
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